Pomona Uninsured Motorist Accident Lawyer

Pomona Uninsured Motorist Accident Attorney

Uninsured motorists continue to be a significant problem in Pomona and across California, putting responsible drivers at great financial risk. Accident victims may be left worrying they’ll have to pay for their injuries and other losses on their own. Luckily, you have legal options if you or a loved one was hit by an uninsured driver. A Pomona uninsured motorist accident lawyer can help you understand your rights and work with you to pursue compensation for your damages.

Since 2011, the team at Hobbs Law Group has been helping injury victims take on insurance companies and hold negligent drivers accountable for their actions, whether in settlement discussions or in Los Angeles County Superior Court. You can rely on our attorneys to provide the dedicated legal support you need to move on after a crash.

Uninsured Motorist Accident

Contact Hobbs Law Group 24/7 to schedule a free case review with a Uninsured Motorist Accident lawyer. You will not pay us anything unless you win.

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California’s Uninsured Motorist Laws

California requires all drivers to carry minimum liability insurance, under Vehicle Code § 16056, but not every motorist complies with this requirement. To help protect drivers from uninsured and underinsured motorists, the state also requires insurance companies to offer protection under their policies.

California Insurance Code § 11580.2 mandates that insurers must offer uninsured motorist (UM) and underinsured motorist (UIM) coverage, although drivers have the right to waive this coverage in writing.

UM coverage may help pay for medical expenses, lost wages, pain and suffering, and other damages when the at-fault driver has no insurance. It can also apply in many hit-and-run accidents when the responsible driver cannot be identified.

UIM coverage provides additional compensation when the at-fault driver’s insurance limits are insufficient to cover the full extent of your losses. Understanding the state’s uninsured motorist accident laws is essential after an accident involving an uninsured driver.

How to Recover Compensation in an Uninsured Motorist Accident Case in Pomona

It’s not uncommon for the streets in Pomona to be fairly busy. Roads like Holt Avenue and Foothill Boulevard that see significant traffic can be accident hot spots in the city. Recovering compensation after an uninsured motorist accident often begins with filing a claim under your coverage.

Although you are dealing with your own insurance company, don’t assume they’re on your side. They may still scrutinize your claim and dispute the extent of your injuries and damages. This is why it’s important to gather key evidence, such as a police report, medical records, witness statements, photos of the scene, and proof of lost income.

Depending on the circumstances, you may also have the option to pursue a claim against other liable parties or seek compensation through an underinsured motorist claim if the at-fault driver’s policy limits are inadequate. An attorney can help identify all available sources of recovery, handle communications with insurance companies, and pursue the full compensation you deserve.

Common Causes of Crashes in Pomona, CA

Motor vehicle accidents can occur for many reasons, but driver negligence remains one of the leading causes of serious collisions. Some of the most common causes of crashes include:

• Speeding: Driving over the speed limit reduces your time to react to road hazards and increases the severity of crashes. In 2024, speeding contributed to 29% of fatal accidents in the U.S. The California Office of Traffic Safety (OTS) reported 95 speed-related crashes in Pomona in 2023.
• Distracted driving: Taking your attention off the task of driving to text, take a call, talk with other passengers, or engage in other distracting behaviors can lead to serious accidents within seconds.
• Driving under the influence: Getting behind the wheel while drunk or high impacts your decision-making skills, reduces reaction time, and impairs your ability to operate the vehicle. According to the OTS, 70 crashes in Pomona involved alcohol in 2023.
• Reckless driving: Aggressively changing lanes, tailgating, and ignoring traffic laws puts everyone on the road at risk.
• Failure to yield: Intersections, crosswalks, and roadways have right-of-way rules designed to keep everyone safe.
• Ignoring traffic signs and signals: Failing to properly stop at red lights or stop signs creates a risk of serious crashes, including T-bone accidents.
• Driver fatigue: A tired driver often has the same reaction time and decision-making abilities as an impaired driver.

FAQs About Pomona, CA Uninsured Motorist Accident Laws

How Long Do I Have to File an Uninsured Motorist Claim in Pomona?

The deadline for filing an uninsured motorist claim in Pomona depends on your insurance policy and the circumstances of the accident. While the state’s statute of limitations gives you two years to bring a case, your insurance policy may require action sooner.

Especially when it comes to uninsured motorist coverage, adhering to your policy’s deadline requirements is essential for protecting your right to compensation. Speak with an attorney if you’re unsure about the timeframe you have to file a claim.

What Should I Avoid When Talking to the Insurance Adjuster?

When speaking with an insurance adjuster, avoid admitting fault, speculating how the accident occurred, or minimizing your injuries. Saying that you’re fine, guessing at the causes of the crash, or admitting you didn’t see a vehicle coming can be used against you later to challenge your claim.

Avoid giving recorded statements without first understanding your rights and speaking to a lawyer. Instead, provide basic facts and direct questions about the crash to your Pomona uninsured motorist accident attorney.

How Much Does an Uninsured Motorist Accident Attorney Cost in Pomona?

The cost of an uninsured motorist accident attorney in Pomona varies depending on their experience, the complexity of your case, and their fee structure. Many personal injury attorneys work on a contingency fee basis, meaning they don’t get paid unless they help you recover compensation. Their fee is a percentage of the damages you receive. Their experience and the details of your case can impact what contingency percentage they may charge.

Are Uninsured Drivers Automatically At Fault in Pomona?

No, uninsured drivers are not automatically at fault in Pomona. Fault is determined by negligence, meaning who caused the accident based on the facts and evidence. If an uninsured driver were not engaging in other negligent behaviors, they would not be liable for the crash. In fact, uninsured drivers can even pursue compensation for their losses. However, they generally cannot recover non-economic damages if they are driving without proper coverage.

Hire an Uninsured Motorist Accident Lawyer From Hobbs Law Group

After a crash caused by an uninsured motorist, you shouldn’t be left dealing with the financial fallout. Hire an uninsured motorist accident lawyer from Hobbs Law Group for the legal support you need throughout this process. We can investigate the collision, collect evidence establishing the liability of the uninsured driver, and negotiate with your insurance company to recover compensation under your policy. Contact us today to schedule a consultation.